Pat McCarty has been supporting the local area for the past 7 years as Guy in the 419. With the support of his wife and children, Guy in the 419 aims to help shine a spotlight on the great things Northwest Ohio has to offer. After partnering with KaZooby creator, Rick Allen, and recognizing that there is a lack of financial education across the country, Pat helped create the Youth Financial Initiative.

His drive behind founding this organization is to help his children have a more secure future but understanding the basic financial concepts that were never taught to him.

“I want my children to have a better quality of life by being financially secure.”

Partner in the Tax Department of William Vaughan Company.  She is a graduate of Ohio Wesleyan University and has been a CPA since 1986.  She has been designated a personal financial specialist (PFS) by the American Institute of Certified Public Accountants and is also a certified financial planner (CFP).  In addition to helping her clients with  tax planning and compliance, she manages the tax department for the firm.  She is the treasurer of Youth Financial Initiative. She has also served on the boards of the Toledo Estate Planning Council (past President), American Association of University Women (Treasurer) and Sylvania First United Methodist Church (Fnance chair) as well as serving on the boards of Society of Financial Service Professionals, Family and Child Abuse Prevention Center, Sylvania Northview Theatre Boosters and Children's Theatre Workshop and volunteering her time for various other charitable organizations.  She and her husband have three daughters and five grandchildren and live in Holland, Ohio.

Dr. Jay provides leadership as the Superintendent of two K-12 school districts in Michigan. He has been at the helm of the Gladstone Area School District since 2007, and added the Rapid River Public Schools to his plate in 2012. Kulbertis has been a strong advocate of financial literacy for years, and he has worked with school staff  to develop age-appropriate curriculum for the entire K-12 program. Their Financial Summer Camp has been very popular and helped to develop partnership with area financial planners.

I'm a dedicated Stay-At-Home Mom to my two wonderful daughters and a supportive wife to Christopher. My passion lies in equipping our children with the knowledge and experiences I wish I'd discovered before turning 25. In today's rapidly evolving world, our youth deserve guidance to navigate confidently. As parents, we aspire to offer our children more opportunities than we had. That's my driving force—to make that a reality. I've been a perpetual student, exploring diverse roles across various industries. These experiences have broadened my skills and sparked new interests. Among them, the roles of a wife and mother, demanding diverse skills. To fulfill these responsibilities, I'm constantly learning, volunteering, and expanding my horizons. As I evolve alongside my family, growth remains my constant companion.